We talk a lot about the ETF stocks we follow and the way to watch for low cost high return, but what strategy to use for the way you stack your portfolio? Are you banking heavily on monthly dividends or weekly dividends and what does it matter? let’s take a quick dive into how your portfolio is stacked, 50/50, 80/20 or something else?
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Scenario 1: In this comparison I’ll use the following parameters
- Monthly ticker = NVDY
- Current cost. share price = $15.65
- Cost/100 Shares: $2,000/$16.12 = 124 (rounded down to the nearest full share)
- 2025 Monthly Average Dividend = $0.96808 (Jan – Sept, 2025)
- Monthly Payout: $0.96908 x 124 = $120.4192
- Weekly ticker = LFGY
- Current cost. share price = $36.51
- Cost/20 Shares: $2,000/$36.51 = 54 (rounded down to the nearest full share)
- 2025 Weekly Dividends Totaled by Monthly Average = $1.84793 (Jan – Sept, 2025)
- Monthly Payout: $1.84793 x 54 = $99.78
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Scenario Summary
- NVDY
- We invested $2,000.00 and received 124 shares
- The average monthly payout is $120.49
- Or a 7.26% ROI per month
- LFGY
- We invested $2,000.00 and received 54 shares
- The average monthly payout is $99.78
- Or a 4.98% ROI per month
Considering that the price/share of NVDY is approx half of LFGY it easy to see it will give a larger payout per month than the Weekly Dividend, it is important to rationalize that a Weekly Dividend is giving that money each week vs. each month, and while I’m using an average for the year to date, some months the Monthly Dividend can be much lower while the Weekly Dividend is very stable. So by using a Weekly payout you have more flexibility through the month to either; a) Reinvest or purchase other ETF’s, or b) Take cash out.
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Scenario 2: In this comparison I’ll use the following parameters
- Shares = 100/20 (80/20 split)
- Monthly ticker = NVDY
- Current cost. share price = $15.65
- Cost/100 Shares: $16.12 x 100 = $1,612.00
- 2025 Monthly Average Dividend = $0.96808 (Jan – Sept, 2025)
- Monthly Payout: $0.96908 x 100 = $96.808
- Weekly ticker = LFGY
- Current cost. share price = $36.51
- Cost/20 Shares: $36.51 x 20 = $730.20
- 2025 Weekly Dividends Totaled by Monthly Average = $1.84793 (Jan – Sept, 2025)
- Monthly Payout: $1.84793 x 20 = $36.9586
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Scenario Summary
- NVDY
- For 100 shares we invested $1,612.00
- The average monthly payout is $96.808
- Or a 6% ROI per month
- LFGY
- For 20 shares we invested $730.20
- The average monthly payout is $36.9586
- Or a 5.06% ROI per month
Comparing these 2 ETF’s we can see that NVDY gives a slightly better ROI using an 80/20 split and the initial investment for LFGY is 45% lower than NVDY. With these 2 High Dividend ETF’s it easy to see how the Weekly payer provides a solid weekly income to supplement your Monthly Dividends. What this doesn’t show is the steady weekly payout for LFGY, if you dive into the charts your see the per share range is between $0.37 – $0.45, in comparison to NVDY witch ranges from $0.62 – $1.62. So if you are looking to create a solid income stream in this case you may consider the weekly payer as the larger percent stock.
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Scenario 3: For the basis of this article I’ll use the following parameters
- Shares = 20/100
- Monthly ticker = NVDY
- Cost/20 Shares: $16.12 x 20 = $322.40
- 2025 Monthly Average Dividend = $0.96808 (Jan – Sept, 2025)
- Monthly Payout: $0.96908 x 20 = $19.3816
- Weekly ticker = LFGY
- Current cost. share price = $36.51
- Cost/20 Shares: $36.51 x 100 = $3,651.00
- 2025 Weekly Dividends Totaled by Monthly Average = $1.84793 (Jan – Sept, 2025)
- Monthly Payout: $1.84793 x 100 = $184.793
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Scenario Summary
- NVDY
- For 20 shares we invested $322.40
- The average monthly payout is $19.3816
- Or a 6% ROI per month
- LFGY
- For 100 shares we invested $3,651.00
- The average monthly payout is $184.793
- Or a 5.06% ROI per month
Comparing these 2 ETF’s we can see that NVDY give a slightly better ROI with a 20/80 split and the initial investment for LFGY is much higher than NVDY. With these 2 High Dividend ETF’s it easy to see how the Weekly payer provides a solid weekly income to supplement your Monthly Dividends. What this doesn’t show is the steady Weekly payout for LFGY, if you dive into the charts your see the per share range is between $0.37 – $0.45, in comparison to NVDY witch ranges from $0.62 – $1.62. So if you are looking to create a solid income stream in this case you may consider the weekly payer as the larger percent stock.
Conclusion
In all 3 scenario’s considered; a Monthly Dividend stock will out perform a Weekly in dollars and cents, but clearly we can see if we scale up in all cases the Weekly Dividends provide stable solid income, flexibility to use funds on a regular basis and keep your cash flow liquid to fit your needs throughout the month.
Happy Reading!
Dwaine